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Looking to buy a new car? Looking for a flexible finance option?
Our Non-conforming product is designed to fill an existing void in the marketplace by providing competitively priced motor vehicle finance to the large and growing number of first time borrowers or those with prior credit issues.
Our mission is to help you buy new or better 2nd hand cars you otherwise could not afford
We establish co-operative relationships with our customers, offering innovative and flexible repayment. Our commitment is to provide better value and superior service.
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Borrower Profiles
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Business failures |
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No past credit history |
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Low asset base |
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Young & only recently entered workforce |
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Recently divorced or separated where the other partner was the main income earner |
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Returning from overseas after a prolonged stay |
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Self-employed & recent business start-ups |
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Immigrants |
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Overseas visitors on work Visas |
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Students on study Visas |
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With an impaired credit history |
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People who experienced a severe financial crisis caused by sickness, accident or other personal problems |
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Discharged bankrupts (usually 12 months after discharge) |
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Product Offering
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Private use or business and commercial use vehicles* |
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Loans upto $50,000 |
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Loan terms of between 2 and 5 years |
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All vehicles must be comprehensively insured |
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Ability to purchase a wider range of vehicles under 7 years old |
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Fortnightly or monthly repayments, flexible enough to meet pay-days |
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High level of customer support |
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General Vehicle Guidelines |
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The vehicle must be: |
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Listed and identified in the Glass Guide, |
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Less than 7 years old, and |
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Travelled less than 150,000 kms and not more than 30,000 kms per year | |
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